Heritage Insurance Holdings, Inc.
US ˙ NYSE ˙ US42727J1025

Introduction

This page provides a comprehensive analysis of the known insider trading history of Ernie J Garateix. Insiders are officers, directors, or significant investors in a company. It is illegal for insiders to make trades in their companies based on specific, non-public information. This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4. Despite these restrictions, academic research suggests that insiders - in general - tend to outperform the market in their own companies.

Average Trade Profitability

The average trade profitability is the average return of all the open market purchases made by the insider in the last three years. To calculate this, we examine every open-market, unplanned purchase made by the insider, excluding all trades that were marked as part of a 10b5-1 trading plan. We then calculate the average performance of those trades over 3, 6, and 12 months, averaging each of those durations to generate a final performance metric for each trade. Finally, we average all of the performance metrics to calculate a performance metric for the insider. This list only includes insiders that have made at least three trades in the last two years.

If this insiders trade profitability is "N/A", then the insider either has not made any open-market purchases in the last three years, or the trades they’ve made are too recent to calculate a reliable performance metric.

Update Frequency: Daily

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Companies with Reported Insider Positions

The SEC filings indicate Ernie J Garateix has reported holdings or trades in the following companies:

Security Title Latest Reported Holdings
US:HRTG / Heritage Insurance Holdings, Inc. Chief Executive Officer, Director 1,270,808
How to Interpret the Charts

The following charts show the stock performance of securities subsequent to each open-market, non-planned trade made by Ernie J Garateix. Non-planned trade are trades that were not made as part of a 10b5-1 trading plan. The stock performance is charted as cumulative percent change in share price. For example, if an insider trade was made on January 1, 2019, the chart will show the daily percent change of the security to the present day. If the share price were to go from $10 to $15 during this time, the cumulative percent change in share price would be 50%. A change in price from $10 to $20 would be 100%, and a change in price of $10 to $5 would be -50%.

Ultimately, we are trying to determine how closely the insider’s trades correlate to excess returns (positive or negative) in the share price in order to see if the insider is timing their trades to profit from insider information. Consider the situation where an insider was doing this. In this situation, we would expect either (a) positive returns after purchases, or (b) negative returns after sales. In the case of (a), the PURCHASE chart would show a series of upwardly sloping curves, indicating positive returns after each purchase transaction. In the case of (b), the SALE chart would show a series of downward sloping curves, indicating negative returns after each sale transaction.

However, this alone is not enough to draw conclusions. If, for example, the share price of the company was in a non-cyclical climb over many years, then we would expect all the post-purchase plots to be upwardly sloping. Likewise, non-cyclical declines over many years would result in downward sloping post-trade plots. Neither of these charts would suggest insider trading activity.

The strongest indicator would be a situation where the share price was extremely cyclical, and there were both positive signals in the PURCHASE chart and negative plots on the SALE chart. This situation would be highly suggestive of an insider that was timing trades to their financial advantage.

Insider Purchases HRTG / Heritage Insurance Holdings, Inc. - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made in HRTG / Heritage Insurance Holdings, Inc.. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Max		 Price at
Max		 Max
Profit ($)		 Max Return (%)
2025-03-14 HRTG Garateix Ernie J 5,000 12.7700 5,000 12.7700 63,850 56 26.0200 66,250 103.76
2024-11-11 HRTG Garateix Ernie J 3,950 12.5300 3,950 12.5300 49,494
2024-08-09 HRTG Garateix Ernie J 5,000 8.5900 5,000 8.5900 42,950
2024-05-06 HRTG Garateix Ernie J 5,000 8.1900 5,000 8.1900 40,950
2023-12-14 HRTG Garateix Ernie J 27,247 7.3400 27,247 7.3400 199,993
2023-05-07 HRTG Garateix Ernie J 5,000 8.2100 5,000 8.2100 41,050
2023-03-17 HRTG Garateix Ernie J 1,000 3.1500 1,000 3.1500 3,150
2023-03-16 HRTG Garateix Ernie J 1,000 3.0700 1,000 3.0700 3,070
2022-11-30 HRTG Garateix Ernie J 2,000 1.6700 2,000 1.6700 3,340
2022-11-18 HRTG Garateix Ernie J 5,000 1.3800 5,000 1.3800 6,900
2022-11-16 HRTG Garateix Ernie J 5,000 1.3500 5,000 1.3500 6,750
2022-11-14 HRTG Garateix Ernie J 10,250 1.3900 10,250 1.3900 14,248
2022-06-30 HRTG Garateix Ernie J 10,000 2.6900 10,000 2.6900 26,900
2022-05-10 HRTG Garateix Ernie J 3,125 3.2022 3,125 3.2022 10,007
2021-09-17 HRTG Garateix Ernie J 3,000 5.6800 3,000 5.6800 17,040
2021-08-18 HRTG Garateix Ernie J 1,000 6.7600 1,000 6.7600 6,760
2021-05-26 HRTG Garateix Ernie J 500 8.3000 500 8.3000 4,150
2021-05-14 HRTG Garateix Ernie J 1,000 8.6300 1,000 8.6300 8,630
2020-03-12 HRTG Garateix Ernie J 1,000 9.6000 1,000 9.6000 9,600
2020-03-10 HRTG Garateix Ernie J 1,000 11.0300 1,000 11.0300 11,030
2018-08-22 HRTG Garateix Ernie J 1,000 14.7200 1,000 14.7200 14,720
2017-09-06 HRTG Garateix Ernie J 250 9.9500 250 9.9500 2,488
2017-09-05 HRTG Garateix Ernie J 250 9.7743 250 9.7743 2,444
2017-09-01 HRTG Garateix Ernie J 200 11.2400 200 11.2400 2,248
2017-08-29 HRTG Garateix Ernie J 100 11.4600 100 11.4600 1,146
2017-08-25 HRTG Garateix Ernie J 200 11.2400 200 11.2400 2,248
2017-08-24 HRTG Garateix Ernie J 100 11.3800 100 11.3800 1,138
2017-08-23 HRTG Garateix Ernie J 200 11.4600 200 11.4600 2,292
2017-08-11 HRTG Garateix Ernie J 2,000 11.5536 2,000 11.5536 23,107
2016-06-27 HRTG Garateix Ernie J 2,000 11.8602 2,000 11.8602 23,720
2014-05-29 HRTG Garateix Ernie J 6,800 11.0000 6,800 11.0000 74,800

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

HRTG / Heritage Insurance Holdings, Inc. Insider Trades
Insider Sales HRTG / Heritage Insurance Holdings, Inc. - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made in HRTG / Heritage Insurance Holdings, Inc.. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market sales that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Min		 Price at
Min		 Max Loss
Avoided ($)		 Max Loss
Avoided (%)
2015-12-24 HRTG Garateix Ernie J 8,000 22.0443 8,000 22.0443 176,354 316 11.44 -84,834 -48.10
2015-11-23 HRTG Garateix Ernie J 4,000 23.3747 4,000 23.3747 93,499
2015-11-19 HRTG Garateix Ernie J 2,000 23.2890 2,000 23.2890 46,578
2015-11-17 HRTG Garateix Ernie J 5,212 23.1346 5,212 23.1346 120,578
2015-11-09 HRTG Garateix Ernie J 788 24.0350 788 24.0350 18,940
2015-06-19 HRTG Garateix Ernie J 3,000 22.4306 3,000 22.4306 67,292
2015-03-12 HRTG Garateix Ernie J 7,000 22.2834 7,000 22.2834 155,984

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

HRTG / Heritage Insurance Holdings, Inc. Insider Trades
Insider Trading History

This table shows the complete list of insider trades made by Ernie J Garateix as disclosed to the Securities Exchange Commission (SEC).

File Date Tran Date Form Ticker Security Code 10b5-1 Shares Remaining Shares Percent
Change		 Share
Price		 Tran
Value		 Remaining
Value
2025-03-17 2025-03-14 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 5,000 1,270,808 0.40 12.77 63,850 16,228,218
2025-03-13 2025-03-11 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 176,869 1,265,808 16.24
2025-03-13 2025-03-11 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 55,271 1,088,939 5.35
2024-12-17 2024-12-13 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -42,866 1,033,668 -3.98 12.58 -539,254 13,003,543
2024-11-12 2024-11-11 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 3,950 1,076,534 0.37 12.53 49,494 13,488,971
2024-08-12 2024-08-09 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 5,000 1,072,584 0.47 8.59 42,950 9,213,497
2024-05-07 2024-05-06 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 5,000 1,062,584 0.47 8.19 40,950 8,702,563
2024-05-07 2023-05-07 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 5,000 1,067,584 0.47 8.21 41,050 8,764,865
2024-02-28 2024-02-26 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 145,299 1,057,584 15.93
2024-02-28 2024-02-26 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 90,812 912,285 11.05
2023-12-19 2023-12-15 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -37,864 821,473 -4.41 6.51 -246,495 5,347,789
2023-12-19 2023-11-16 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		D - Sale to Issuer -244,688 859,337 -22.16
2023-12-15 2023-12-14 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 27,247 859,337 3.27 7.34 199,993 6,307,534
2023-07-13 2023-07-11 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 404,412 1,076,778 60.15
2023-07-13 2023-07-11 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 202,206 672,366 43.01
2023-03-20 2023-03-17 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 1,000 470,160 0.21 3.15 3,150 1,481,004
2023-03-20 2023-03-16 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 1,000 469,160 0.21 3.07 3,070 1,440,321
2022-12-23 2022-12-21 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -9,176 468,160 -1.92 1.94 -17,801 908,230
2022-12-23 2022-12-21 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -5,913 477,336 -1.22 1.94 -11,471 926,032
2022-12-05 2022-11-30 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 2,000 483,249 0.42 1.67 3,340 807,026
2022-11-22 2022-11-18 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 5,000 481,249 1.05 1.38 6,900 664,124
2022-11-18 2022-11-16 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 5,000 476,249 1.06 1.35 6,750 642,936
2022-11-16 2022-11-14 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 10,250 471,249 2.22 1.39 14,248 655,036
2022-07-05 2022-06-30 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 10,000 460,999 2.22 2.69 26,900 1,240,087
2022-05-12 2022-05-10 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 3,125 450,999 0.70 3.20 10,007 1,444,189
2022-03-18 2022-03-16 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 148,810 447,874 49.76
2022-03-18 2022-03-16 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 74,405 299,064 33.12
2021-12-29 2021-12-27 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -5,912 224,659 -2.56 5.89 -34,822 1,323,242
2021-09-20 2021-09-17 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 3,000 230,571 1.32 5.68 17,040 1,309,643
2021-09-17 2021-08-18 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 1,000 227,571 0.44 6.76 6,760 1,538,380
2021-05-28 2021-05-26 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 500 226,571 0.22 8.30 4,150 1,880,539
2021-05-18 2021-05-14 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 1,000 226,071 0.44 8.63 8,630 1,950,993
2021-02-19 2021-01-04 4/A HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 95,878 225,071 74.21
2021-02-19 2021-01-04 4/A HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 47,939 129,193 59.00
2021-01-06 2021-01-04 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 47,938 177,130 37.11
2021-01-06 2021-01-04 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 47,938 177,130 37.11
2020-11-06 2020-11-04 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		D - Sale to Issuer -25,000 81,254 -23.53
2020-03-16 2020-03-12 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 1,000 106,254 0.95 9.60 9,600 1,020,038
2020-03-12 2020-03-10 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 1,000 105,254 0.96 11.03 11,030 1,160,952
2019-11-13 2019-11-04 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		D - Sale to Issuer -25,000 104,254 -19.34
2018-11-06 2018-11-04 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -12,500 129,254 -8.82 16.35 -204,375 2,113,303
2018-08-23 2018-08-22 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 1,000 141,754 0.71 14.72 14,720 2,086,619
2017-12-01 2017-11-30 4 HRTG Heritage Insurance Holdings, Inc.
Stock Option (Right to Buy) 		M - Exercise -1,953 98,047 -1.95
2017-12-01 2017-11-30 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		M - Exercise 1,953 140,754 1.41 16.89 32,986 2,377,335
2017-11-20 2017-11-17 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -11,868 138,801 -7.88 17.41 -206,622 2,416,525
2017-09-06 2017-09-06 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 250 150,669 0.17 9.95 2,488 1,499,157
2017-09-06 2017-09-05 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 250 150,419 0.17 9.77 2,444 1,470,240
2017-09-06 2017-09-01 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 200 150,169 0.13 11.24 2,248 1,687,900
2017-08-31 2017-08-29 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 100 149,969 0.07 11.46 1,146 1,718,645
2017-08-25 2017-08-25 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 200 149,869 0.13 11.24 2,248 1,684,528
2017-08-25 2017-08-24 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 100 149,669 0.07 11.38 1,138 1,703,233
2017-08-25 2017-08-23 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 200 149,569 0.13 11.46 2,292 1,714,061
2017-08-14 2017-08-11 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 2,000 149,369 1.36 11.55 23,107 1,725,750
2016-11-22 2016-11-17 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		F - Taxes -4,874 147,369 -3.20 14.69 -71,599 2,164,851
2016-06-29 2016-06-27 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 2,000 152,243 1.33 11.86 23,720 1,805,632
2015-12-29 2015-12-24 4 HRTG Heritage Insurance Holdings, Inc.
Stock Option (Right to Buy) 		M - Exercise -8,000 91,212 -8.06
2015-12-29 2015-12-24 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale -8,000 154,243 -4.93 22.04 -176,354 3,400,179
2015-12-29 2015-12-24 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		M - Exercise 8,000 162,243 5.19 22.04 176,354 3,576,533
2015-11-23 2015-11-23 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale -4,000 154,243 -2.53 23.37 -93,499 3,605,384
2015-11-23 2015-11-19 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale -2,000 158,243 -1.25 23.29 -46,578 3,685,321
2015-11-19 2015-11-17 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale -5,212 160,243 -3.15 23.13 -120,578 3,707,158
2015-11-13 2015-11-09 4 HRTG Heritage Insurance Holdings, Inc.
Stock Option (Right to Buy) 		M - Exercise 788 99,212 0.80
2015-11-13 2015-11-09 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale -788 165,455 -0.47 24.04 -18,940 3,976,711
2015-11-13 2015-11-09 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		M - Exercise 788 166,243 0.48 14.02 11,048 2,330,727
2015-11-06 2015-11-04 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		A - Award 125,000 165,455 308.99
2015-10-22 2015-10-20 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale X -4,000 40,455 -9.00 22.27 -89,094 901,074
2015-07-22 2015-07-20 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale X -4,000 44,455 -8.26 25.54 -102,179 1,135,594
2015-06-23 2015-06-19 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale -3,000 48,455 -5.83 22.43 -67,292 1,086,875
2015-03-24 2015-03-12 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		S - Sale -7,000 51,455 -11.98 22.28 -155,984 1,146,592
2014-12-04 2014-12-02 4 HRTG Heritage Insurance Holdings, Inc.
Stock Option (Right to Buy) 		A - Award 100,000 100,000
2014-09-26 2014-09-24 4 HRTG Heritage Insurance Holdings, Inc.
Stock Option (Right to Buy) 		A - Award 20,000 20,000
2014-08-19 2014-08-15 4 HRTG Heritage Insurance Holdings, Inc.
Stock Option (Right to Buy) 		A - Award 20,000 20,000
2014-06-02 2014-05-29 4 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		P - Purchase 6,800 58,455 13.16 11.00 74,800 643,005
2014-05-22 3 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		103,310
2014-05-22 3 HRTG Heritage Insurance Holdings, Inc.
Common Stock 		103,310
P
Open market or private purchase of non-derivative or derivative security
S
Open market or private sale of non-derivative or derivative security
A
Grant, award, or other acquisition of securities from the company (such as an option)
C
Conversion of derivative
D
Sale or transfer of securities back to the company
F
Payment of exercise price or tax liability using portion of securities received from the company
G
Gift of securities by or to the insider
K
Equity swaps and similar hedging transactions
M
Exercise or conversion of derivative security received from the company (such as an option)
V
A transaction voluntarily reported on Form 4
J
Other (accompanied by a footnote describing the transaction)