American Coastal Insurance Corporation
US ˙ NasdaqCM ˙ US9107101027

Introduction

This page provides a comprehensive analysis of the known insider trading history of Kern Michael Davis. Insiders are officers, directors, or significant investors in a company. It is illegal for insiders to make trades in their companies based on specific, non-public information. This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4. Despite these restrictions, academic research suggests that insiders - in general - tend to outperform the market in their own companies.

Average Trade Profitability

The average trade profitability is the average return of all the open market purchases made by the insider in the last three years. To calculate this, we examine every open-market, unplanned purchase made by the insider, excluding all trades that were marked as part of a 10b5-1 trading plan. We then calculate the average performance of those trades over 3, 6, and 12 months, averaging each of those durations to generate a final performance metric for each trade. Finally, we average all of the performance metrics to calculate a performance metric for the insider. This list only includes insiders that have made at least three trades in the last two years.

If this insiders trade profitability is "N/A", then the insider either has not made any open-market purchases in the last three years, or the trades they’ve made are too recent to calculate a reliable performance metric.

Update Frequency: Daily

See the list of most profitable insider traders.

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Companies with Reported Insider Positions

The SEC filings indicate Kern Michael Davis has reported holdings or trades in the following companies:

Security Title Latest Reported Holdings
US:ACIC / American Coastal Insurance Corporation Director 299,564
How to Interpret the Charts

The following charts show the stock performance of securities subsequent to each open-market, non-planned trade made by Kern Michael Davis. Non-planned trade are trades that were not made as part of a 10b5-1 trading plan. The stock performance is charted as cumulative percent change in share price. For example, if an insider trade was made on January 1, 2019, the chart will show the daily percent change of the security to the present day. If the share price were to go from $10 to $15 during this time, the cumulative percent change in share price would be 50%. A change in price from $10 to $20 would be 100%, and a change in price of $10 to $5 would be -50%.

Ultimately, we are trying to determine how closely the insider’s trades correlate to excess returns (positive or negative) in the share price in order to see if the insider is timing their trades to profit from insider information. Consider the situation where an insider was doing this. In this situation, we would expect either (a) positive returns after purchases, or (b) negative returns after sales. In the case of (a), the PURCHASE chart would show a series of upwardly sloping curves, indicating positive returns after each purchase transaction. In the case of (b), the SALE chart would show a series of downward sloping curves, indicating negative returns after each sale transaction.

However, this alone is not enough to draw conclusions. If, for example, the share price of the company was in a non-cyclical climb over many years, then we would expect all the post-purchase plots to be upwardly sloping. Likewise, non-cyclical declines over many years would result in downward sloping post-trade plots. Neither of these charts would suggest insider trading activity.

The strongest indicator would be a situation where the share price was extremely cyclical, and there were both positive signals in the PURCHASE chart and negative plots on the SALE chart. This situation would be highly suggestive of an insider that was timing trades to their financial advantage.

Insider Purchases ACIC / American Coastal Insurance Corporation - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made in ACIC / American Coastal Insurance Corporation. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Max		 Price at
Max		 Max
Profit ($)		 Max Return (%)
2025-06-26 ACIC DAVIS KERN MICHAEL 300 10.4690 300 10.4690 3,141 70 11.6600 358 11.40
2025-06-26 ACIC DAVIS KERN MICHAEL 700 10.4450 700 10.4450 7,312
2024-03-22 ACIC DAVIS KERN MICHAEL 786 10.1380 786 10.1380 7,968
2024-03-22 ACIC DAVIS KERN MICHAEL 786 10.1100 786 10.1100 7,946
2023-12-14 ACIC DAVIS KERN MICHAEL 1,000 9.1098 1,000 9.1098 9,110
2023-12-14 ACIC DAVIS KERN MICHAEL 1,000 9.1052 1,000 9.1052 9,105
2023-09-20 ACIC DAVIS KERN MICHAEL 1,000 7.5900 1,000 7.5900 7,590
2023-09-20 ACIC DAVIS KERN MICHAEL 1,000 7.6400 1,000 7.6400 7,640
2022-12-28 UIHC DAVIS KERN MICHAEL 26 0.8000 26 0.8000 21
2021-03-26 UIHC DAVIS KERN MICHAEL 1,080 7.2500 1,080 7.2500 7,830
2019-03-01 UIHC DAVIS KERN MICHAEL 61,823 16.5700 61,823 16.5700 1,024,407
2019-02-26 UIHC DAVIS KERN MICHAEL 61,823 16.5800 61,823 16.5800 1,025,025
2015-09-02 UIHC DAVIS KERN MICHAEL 1,600 12.3600 1,600 12.3600 19,776
2015-09-01 UIHC DAVIS KERN MICHAEL 1,900 12.7437 1,900 12.7437 24,213
2014-11-28 UIHC DAVIS KERN MICHAEL 182 18.8330 182 18.8330 3,428
2014-08-22 UIHC DAVIS KERN MICHAEL 222 15.4550 222 15.4550 3,431
2014-08-01 UIHC DAVIS KERN MICHAEL 69,323 14.7632 69,323 14.7632 1,023,429
2014-02-28 UIHC DAVIS KERN MICHAEL 1,000 12.5060 1,000 12.5060 12,506
2014-02-28 UIHC DAVIS KERN MICHAEL 7,000 12.5009 7,000 12.5009 87,506
2014-02-28 UIHC DAVIS KERN MICHAEL 4,000 12.5015 4,000 12.5015 50,006
2012-12-11 UIHC DAVIS KERN MICHAEL 36,243 5.1500 36,243 5.1500 186,651
2012-12-11 UIHC DAVIS KERN MICHAEL 36,243 5.1500 36,243 5.1500 186,651
2011-09-28 UIHC DAVIS KERN MICHAEL 16,000 3.0000 16,000 3.0000 48,000

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

ACIC / American Coastal Insurance Corporation Insider Trades
Insider Sales ACIC / American Coastal Insurance Corporation - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made in ACIC / American Coastal Insurance Corporation. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market sales that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Min		 Price at
Min		 Max Loss
Avoided ($)		 Max Loss
Avoided (%)
2019-02-26 UIHC DAVIS KERN MICHAEL 61,823 16.4800 61,823 16.4800 1,018,843 365 10.0100 -399,995 -39.26

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

ACIC / American Coastal Insurance Corporation Insider Trades
Insider Trading History

This table shows the complete list of insider trades made by Kern Michael Davis as disclosed to the Securities Exchange Commission (SEC).

File Date Tran Date Form Ticker Security Code 10b5-1 Shares Remaining Shares Percent
Change		 Share
Price		 Tran
Value		 Remaining
Value
2025-06-27 2025-06-26 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 700 299,564 0.23 10.44 7,312 3,128,946
2025-06-27 2025-06-26 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 300 298,864 0.10 10.47 3,141 3,128,807
2025-05-21 2025-05-19 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		A - Award 5,000 298,564 1.70
2025-02-03 2025-01-31 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		J - Other -3,326 0 -100.00
2025-02-03 2025-01-31 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		J - Other -3,326 0 -100.00
2024-05-15 2024-05-14 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		A - Award 5,000 293,564 1.73
2024-03-26 2024-03-22 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 786 3,326 30.94 10.11 7,946 33,626
2024-03-26 2024-03-22 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 786 3,326 30.94 10.14 7,968 33,719
2023-12-19 2023-12-14 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 1,000 2,540 64.94 9.11 9,105 23,127
2023-12-19 2023-12-14 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 1,000 2,540 64.94 9.11 9,110 23,139
2023-09-21 2023-09-20 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 1,000 291,644 0.34 7.64 7,640 2,228,160
2023-09-21 2023-09-20 4 ACIC AMERICAN COASTAL INSURANCE Corp
Common Stock 		P - Purchase 1,000 290,644 0.35 7.59 7,590 2,205,988
2023-06-05 2023-06-02 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 289,644 1.76
2022-12-29 2022-12-28 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 26 284,644 0.01 0.80 21 227,715
2022-05-04 2022-05-03 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 284,618 1.79
2021-05-05 2021-05-04 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 279,618 1.82
2021-03-29 2021-03-26 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 1,080 274,618 0.39 7.25 7,830 1,990,980
2020-05-06 2020-05-05 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 273,538 1.86
2020-05-06 2020-05-05 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 273,538 1.86
2019-03-07 2019-03-01 4/A UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 61,823 263,538 30.65 16.57 1,024,407 4,366,825
2019-02-28 2019-02-26 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 61,823 263,538 30.65 16.58 1,025,025 4,369,460
2019-02-28 2019-02-26 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		S - Sale -61,823 201,715 -23.46 16.48 -1,018,843 3,324,263
2018-05-10 2018-05-08 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 263,538 1.93 19.72 98,600 5,196,969
2017-05-10 2017-05-09 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 258,538 1.97 14.91 74,550 3,854,802
2016-05-06 2016-05-05 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 253,538 2.01
2015-09-03 2015-09-02 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 1,600 248,538 0.65 12.36 19,776 3,071,930
2015-09-03 2015-09-01 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 1,900 246,938 0.78 12.74 24,213 3,146,904
2015-05-06 2015-05-06 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 245,038 2.08
2015-02-25 2014-11-28 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 182 240,038 0.08 18.83 3,428 4,520,636
2015-02-25 2014-08-22 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 222 239,856 0.09 15.46 3,431 3,706,974
2014-09-29 2014-09-25 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		A - Award 5,000 239,634 2.13
2014-08-04 2014-08-01 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 69,323 234,634 41.93 14.76 1,023,429 3,463,949
2014-07-25 2014-07-23 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		G - Gift -94,029 165,311 -36.26
2014-03-03 2014-02-28 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 4,000 259,340 1.57 12.50 50,006 3,242,139
2014-03-03 2014-02-28 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 7,000 255,340 2.82 12.50 87,506 3,191,980
2014-03-03 2014-02-28 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 1,000 248,340 0.40 12.51 12,506 3,105,740
2013-05-17 2013-05-17 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		J - Other 6,945 247,340 2.89
2012-12-27 2012-12-24 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		J - Other 125,375 240,395 109.00
2012-12-27 2012-12-11 4/A UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock, $.0001 par value 		P - Purchase 36,243 115,020 46.01 5.15 186,651 592,353
2012-12-27 2011-09-28 4/A UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock, $.0001 par value 		P - Purchase 16,000 78,777 25.49 3.00 48,000 236,331
2012-12-27 3/A UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock, $.0001 par value 		62,777
2012-12-27 3/A UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock, $.0001 par value 		125,375
2012-12-13 2012-12-11 4 UIHC UNITED INSURANCE HOLDINGS CORP.
Common Stock 		P - Purchase 36,243 52,243 226.52 5.15 186,651 269,051
P
Open market or private purchase of non-derivative or derivative security
S
Open market or private sale of non-derivative or derivative security
A
Grant, award, or other acquisition of securities from the company (such as an option)
C
Conversion of derivative
D
Sale or transfer of securities back to the company
F
Payment of exercise price or tax liability using portion of securities received from the company
G
Gift of securities by or to the insider
K
Equity swaps and similar hedging transactions
M
Exercise or conversion of derivative security received from the company (such as an option)
V
A transaction voluntarily reported on Form 4
J
Other (accompanied by a footnote describing the transaction)