The Bancorp, Inc.
US ˙ NasdaqGS ˙ US05969A1051

Introduction

This page provides a comprehensive analysis of the known insider trading history of John C Chrystal. Insiders are officers, directors, or significant investors in a company. It is illegal for insiders to make trades in their companies based on specific, non-public information. This does not mean it is illegal for them to make any trades in their own companies. However, they must report all trades to the SEC via a Form 4. Despite these restrictions, academic research suggests that insiders - in general - tend to outperform the market in their own companies.

Average Trade Profitability

The average trade profitability is the average return of all the open market purchases made by the insider in the last three years. To calculate this, we examine every open-market, unplanned purchase made by the insider, excluding all trades that were marked as part of a 10b5-1 trading plan. We then calculate the average performance of those trades over 3, 6, and 12 months, averaging each of those durations to generate a final performance metric for each trade. Finally, we average all of the performance metrics to calculate a performance metric for the insider. This list only includes insiders that have made at least three trades in the last two years.

If this insiders trade profitability is "N/A", then the insider either has not made any open-market purchases in the last three years, or the trades they’ve made are too recent to calculate a reliable performance metric.

Update Frequency: Daily

See the list of most profitable insider traders.

See Highest Ranking Insiders
Companies with Reported Insider Positions

The SEC filings indicate John C Chrystal has reported holdings or trades in the following companies:

Security Title Latest Reported Holdings
US:GEN / Gen Digital Inc. Director 12,901
US:ML / MoneyLion Inc. Director 0
Director 1,977
US:TBBK / The Bancorp, Inc. Director 0
US:IIII / INSU Acquisition Corp III - Class A Director 15,000
US:SFT / Shift Technologies Inc - Class A Director 0
US:US5916971154 / MetroMile, Inc. Director 15,000
Director 311,215
US:JMI / Javelin Mortgage Investment Corp. Director 0
How to Interpret the Charts

The following charts show the stock performance of securities subsequent to each open-market, non-planned trade made by John C Chrystal. Non-planned trade are trades that were not made as part of a 10b5-1 trading plan. The stock performance is charted as cumulative percent change in share price. For example, if an insider trade was made on January 1, 2019, the chart will show the daily percent change of the security to the present day. If the share price were to go from $10 to $15 during this time, the cumulative percent change in share price would be 50%. A change in price from $10 to $20 would be 100%, and a change in price of $10 to $5 would be -50%.

Ultimately, we are trying to determine how closely the insider’s trades correlate to excess returns (positive or negative) in the share price in order to see if the insider is timing their trades to profit from insider information. Consider the situation where an insider was doing this. In this situation, we would expect either (a) positive returns after purchases, or (b) negative returns after sales. In the case of (a), the PURCHASE chart would show a series of upwardly sloping curves, indicating positive returns after each purchase transaction. In the case of (b), the SALE chart would show a series of downward sloping curves, indicating negative returns after each sale transaction.

However, this alone is not enough to draw conclusions. If, for example, the share price of the company was in a non-cyclical climb over many years, then we would expect all the post-purchase plots to be upwardly sloping. Likewise, non-cyclical declines over many years would result in downward sloping post-trade plots. Neither of these charts would suggest insider trading activity.

The strongest indicator would be a situation where the share price was extremely cyclical, and there were both positive signals in the PURCHASE chart and negative plots on the SALE chart. This situation would be highly suggestive of an insider that was timing trades to their financial advantage.

Insider Purchases TBBK / The Bancorp, Inc. - Short Term Profit Analysis

In this section, we analyze the profitability of every unplanned, open-market insider purchase made in TBBK / The Bancorp, Inc.. This analysis helps to understand if the insider consistently generates abnormal returns, and is worth following. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market purchases that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Max		 Price at
Max		 Max
Profit ($)		 Max Return (%)
2016-10-04 TBBK Chrystal John C 250,000 4.5000 250,000 4.5000 1,125,000 364 8.44 985,000 87.56
2016-10-04 TBBK Chrystal John C 225,000 4.5000 225,000 4.5000 1,012,500
2014-07-31 TBBK Chrystal John C 200 9.5450 200 9.5450 1,909
2014-07-31 TBBK Chrystal John C 1,300 9.5480 1,300 9.5480 12,412
2014-07-31 TBBK Chrystal John C 1,000 9.5470 1,000 9.5470 9,547
2014-07-30 TBBK Chrystal John C 1,000 9.7000 1,000 9.7000 9,700
2014-07-30 TBBK Chrystal John C 1,000 9.7299 1,000 9.7299 9,730
2014-07-29 TBBK Chrystal John C 500 9.5669 500 9.5669 4,783
2014-06-13 TBBK Chrystal John C 3,000 11.4200 3,000 11.4200 34,260
2014-06-13 TBBK Chrystal John C 3,000 11.3600 3,000 11.3600 34,080
2013-02-25 TBBK Chrystal John C 900 12.9000 900 12.9000 11,610
2013-02-21 TBBK Chrystal John C 1,000 12.7104 1,000 12.7104 12,710
2013-02-07 TBBK Chrystal John C 100 11.9500 100 11.9500 1,195
2013-01-30 TBBK Chrystal John C 500 11.7000 500 11.7000 5,850

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

TBBK / The Bancorp, Inc. Insider Trades
Insider Sales TBBK / The Bancorp, Inc. - Short Term Loss Analysis

In this section, we analyze the short-term loss avoidance of every unplanned, open-market insider sale made in TBBK / The Bancorp, Inc.. A consistent pattern of loss avoidance may suggest that future sale transactions may predict declines in price. This analysis is for one-year following each trade, and the results are theoretical.

The following table shows the most recent open market sales that were not part of an automatic trading plan.

Trade Date Ticker Insider Reported
Shares		 Reported
Price		 Adjusted
Shares		 Adjusted
Price		 Cost Basis Days to
Min		 Price at
Min		 Max Loss
Avoided ($)		 Max Loss
Avoided (%)
2020-11-18 TBBK Chrystal John C 16,200 12.1690 16,200 12.1690 197,138 0 11.4100 -12,295 -6.24
2020-11-17 TBBK Chrystal John C 11,663 12.0830 11,663 12.0830 140,924
2020-11-11 TBBK Chrystal John C 16,500 11.3200 16,500 11.3200 186,780
2020-11-10 TBBK Chrystal John C 34,965 11.6063 34,965 11.6063 405,814
2020-08-14 TBBK Chrystal John C 12,592 10.1100 12,592 10.1100 127,305
2019-11-19 TBBK Chrystal John C 21,479 10.9600 21,479 10.9600 235,410
2019-11-19 TBBK Chrystal John C 21,479 10.9600 21,479 10.9600 235,410
2017-12-07 TBBK Chrystal John C 21,885 9.7260 21,885 9.7260 212,854
2017-12-07 TBBK Chrystal John C 21,885 9.7260 21,885 9.7260 212,854
2017-12-06 TBBK Chrystal John C 40,400 9.6019 40,400 9.6019 387,917

Adjusted Price is the split-adjusted price. Adjusted Shares is the split-adjusted shares.

TBBK / The Bancorp, Inc. Insider Trades
Insider Trading History

This table shows the complete list of insider trades made by John C Chrystal as disclosed to the Securities Exchange Commission (SEC).

File Date Tran Date Form Ticker Security Code 10b5-1 Shares Remaining Shares Percent
Change		 Share
Price		 Tran
Value		 Remaining
Value
2025-08-15 2025-08-13 4 GEN Gen Digital Inc.
Common Stock 		P - Purchase 10,000 12,901 344.71 32.10 321,000 414,122
2025-05-19 2025-05-15 4 GEN Gen Digital Inc.
Common Stock 		A - Award 2,901 2,901
2025-04-21 2025-04-17 4 ML MONEYLION INC.
Class A Common Stock 		D - Sale to Issuer -417 0 -100.00
2025-04-21 2025-04-17 4 ML MONEYLION INC.
Class A Common Stock 		D - Sale to Issuer -49,550 0 -100.00
2024-09-27 2024-09-25 4 NONE Apollo Asset Backed Credit Co LLC
E Shares 		A - Award 1,977 1,977
2024-08-09 2024-08-09 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 700 49,967 1.42 47.67 33,369 2,381,927
2024-08-09 2024-08-09 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 600 49,267 1.23 47.24 28,346 2,327,496
2024-08-09 2024-08-09 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 400 48,667 0.83 46.01 18,404 2,239,227
2024-08-09 2024-08-09 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 300 48,267 0.63 45.22 13,565 2,182,407
2024-08-09 2024-08-09 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 600 47,967 1.27 43.99 26,395 2,110,150
2024-08-09 2024-08-09 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 2,400 47,367 5.34 43.05 103,321 2,039,164
2024-08-09 2024-08-08 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 3,260 44,967 7.82 47.26 154,082 2,125,338
2024-08-09 2024-08-08 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 1,740 41,707 4.35 46.71 81,274 1,948,096
2024-07-10 2024-07-09 4 ML MONEYLION INC.
Class A Common Stock 		M - Exercise 12,500 39,967 45.51 17.70 221,250 707,416
2024-07-10 2024-07-09 4 ML MONEYLION INC.
Class A Common Stock 		M - Exercise 4,747 27,467 20.89 6.60 31,330 181,282
2024-06-14 2024-06-13 4 ML MONEYLION INC.
Class A Common Stock 		A - Award 1,668 22,720 7.92
2023-08-15 2023-08-15 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 1,000 21,052 4.99 15.75 15,750 331,569
2023-08-15 2023-08-14 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 1,000 20,052 5.25 16.20 16,200 324,842
2023-08-15 2023-08-11 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 1,000 19,052 5.54 16.48 16,481 313,990
2023-06-16 2023-06-15 4 ML MONEYLION INC.
Class A Common Stock 		A - Award 5,000 18,052 38.31
2022-11-17 2022-11-16 4 ML MONEYLION INC.
Class A Common Stock 		A - Award 93,750 391,596 31.48
2022-03-16 2022-03-15 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 100,000 297,846 50.54 2.06 206,000 613,563
2022-03-16 2022-03-14 4 ML MONEYLION INC.
Class A Common Stock 		P - Purchase 150,000 197,846 313.51 2.00 299,535 395,079
2022-03-16 2021-11-08 4 ML MONEYLION INC.
Class A Common Stock 		A - Award 47,846 47,846
2021-09-24 2021-09-22 4 ML Fusion Acquisition Corp.
Stock Options (Right to Buy) 		A - Award 410,195 410,195
2021-09-24 2021-09-22 4 ML Fusion Acquisition Corp.
Stock Options (Right to Buy) 		A - Award 142,420 142,420
2021-05-26 2021-05-25 4 TBBK Bancorp, Inc.
Stock Option (right to buy) 		M - Exercise -5,000 0 -100.00
2021-05-26 2021-05-25 4 TBBK Bancorp, Inc.
Common Stock 		M - Exercise 5,000 235,700 2.17 10.45 52,250 2,463,065
2021-02-09 2021-02-09 4 TBBK Bancorp, Inc.
Common Stock 		A - Award 4,784 230,700 2.12
2020-12-23 2020-12-22 4 IIII INSU ACQUISITION CORP III
Class B common stock 		J - Other 15,000 15,000
2020-11-19 2020-11-18 4 TBBK Bancorp, Inc.
Common Stock 		S - Sale -16,200 225,916 -6.69 12.17 -197,138 2,749,172
2020-11-19 2020-11-17 4 TBBK Bancorp, Inc.
Common Stock 		S - Sale -11,663 242,116 -4.60 12.08 -140,924 2,925,488
2020-11-12 2020-11-11 4 TBBK Bancorp, Inc.
Common Stock 		S - Sale -16,500 253,779 -6.10 11.32 -186,780 2,872,778
2020-11-12 2020-11-10 4 TBBK Bancorp, Inc.
Common Stock 		S - Sale -34,965 270,279 -11.45 11.61 -405,814 3,136,939
2020-10-14 2020-10-13 4 SFT SHIFT TECHNOLOGIES, INC.
Class B Common Stock 		M - Exercise -124,888 0 -100.00
2020-10-14 2020-10-13 4 SFT SHIFT TECHNOLOGIES, INC.
Class B Common Stock 		M - Exercise -15,000 0 -100.00
2020-10-14 2020-10-13 4 SFT SHIFT TECHNOLOGIES, INC.
Class A Common Stock 		M - Exercise 124,888 149,138 515.00
2020-10-14 2020-10-13 4 SFT SHIFT TECHNOLOGIES, INC.
Class A Common Stock 		M - Exercise 16,453 16,453
2020-09-09 2020-09-08 4 INAQ INSU Acquisition Corp. II
Class B common stock 		J - Other 15,000 15,000
2020-09-09 2020-09-08 4 INAQ INSU Acquisition Corp. II
Warrants 		J - Other 6,666 6,666
2020-09-09 2020-09-08 4 INAQ INSU Acquisition Corp. II
Class B common stock 		J - Other 80,000 80,000
2020-09-09 2020-09-08 4 INAQ INSU Acquisition Corp. II
Class A common stock 		J - Other 20,000 20,000
2020-08-18 2020-08-14 4 TBBK Bancorp, Inc.
Common Stock 		S - Sale -12,592 305,244 -3.96 10.11 -127,305 3,086,017
2020-05-21 2020-05-20 4 TBBK Bancorp, Inc.
Common Stock 		A - Award 13,100 317,836 4.30
2019-12-18 2019-11-19 4/A TBBK Bancorp, Inc.
Common Stock 		S - Sale -21,479 304,736 -6.58 10.96 -235,410 3,339,907
2019-11-21 2019-11-19 4 TBBK Bancorp, Inc.
Common Stock 		S - Sale 21,479 304,736 7.58 10.96 235,410 3,339,907
2019-03-19 3 INSU Insurance Acquisition Corp.
Class A Common Stock 		48,500
2019-03-19 3 INSU Insurance Acquisition Corp.
Class A Common Stock 		48,500
2019-03-19 3 INSU Insurance Acquisition Corp.
Class A Common Stock 		48,500
2019-02-11 2019-02-11 4 TBBK Bancorp, Inc.
Common Stock 		A - Award 7,500 326,215 2.35
2018-05-17 2018-05-16 4 TBBK Bancorp, Inc.
Common Stock 		A - Award 7,500 318,715 2.41
2017-12-12 2017-12-07 4/A TBBK Bancorp, Inc.
Common Stock 		S - Sale -21,885 311,215 -6.57 9.73 -212,854 3,026,877
2017-12-12 2017-12-06 4/A TBBK Bancorp, Inc.
Common Stock 		S - Sale -40,400 333,100 -10.82 9.60 -387,917 3,198,393
2017-12-11 2017-12-07 4/A TBBK Bancorp, Inc.
Common Stock 		S - Sale 21,885 311,215 7.56 9.73 212,854 3,026,877
2017-12-11 2017-12-06 4/A TBBK Bancorp, Inc.
Common Stock 		S - Sale -40,400 333,100 -10.82 9.60 -387,917 3,198,393
2017-12-07 2017-12-07 4 TBBK Bancorp Bank
Common Stock 		S - Sale 21,885 311,215 7.56 9.73 212,854 3,026,877
2017-12-07 2017-12-06 4 TBBK Bancorp Bank
Common Stock 		S - Sale -40,400 333,100 -10.82 9.60 -387,917 3,198,393
2017-02-10 2017-02-03 4 TBBK Bancorp, Inc.
Common Stock 		A - Award 15,000 373,500 4.18
2017-02-10 2016-10-04 4/A TBBK Bancorp, Inc.
Common Stock 		P - Purchase 225,000 358,500 168.54 4.50 1,012,500 1,613,250
2016-10-05 2016-10-04 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 250,000 358,500 230.41 4.50 1,125,000 1,613,250
2016-04-08 2016-04-06 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		J - Other -20,728 0 -100.00
2016-02-02 2016-01-29 4 TBBK Bancorp, Inc.
Common Stock 		A - Award 120,000 133,500 888.89
2016-01-07 2016-01-05 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 1,594 20,728 8.33
2015-10-05 2015-10-01 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 1,658 19,134 9.49
2015-07-02 2015-07-01 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 1,404 17,476 8.74
2015-07-02 2013-06-24 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		P - Purchase 1,000 2,500 66.67 13.00 12,996 32,490
2015-04-13 2015-04-10 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		P - Purchase 5,000 15,072 49.64 7.78 38,900 117,260
2015-04-07 2015-04-06 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		P - Purchase 4,000 10,072 65.88 7.70 30,800 77,554
2015-04-06 2015-04-02 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 1,322 6,072 27.83
2015-01-07 2015-01-05 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 964 4,750 25.46
2014-10-08 2014-10-06 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 832 3,786 28.17
2014-08-01 2014-07-31 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 1,000 13,500 8.00 9.55 9,547 128,884
2014-08-01 2014-07-31 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 1,300 12,500 11.61 9.55 12,412 119,350
2014-08-01 2014-07-31 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 200 11,200 1.82 9.54 1,909 106,904
2014-07-31 2014-07-30 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 1,000 11,000 10.00 9.73 9,730 107,029
2014-07-31 2014-07-30 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 1,000 10,000 11.11 9.70 9,700 97,000
2014-07-30 2014-07-29 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 500 9,000 5.88 9.57 4,783 86,102
2014-07-03 2014-07-01 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 709 2,954 31.58
2014-06-16 2014-06-13 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 3,000 8,500 54.55 11.36 34,080 96,560
2014-06-16 2014-06-13 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 3,000 5,500 120.00 11.42 34,260 62,810
2014-04-07 2014-04-03 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		A - Award 745 2,245 49.67
2013-05-29 2013-05-29 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		P - Purchase 1,000 1,500 200.00 14.81 14,810 22,215
2013-05-14 2013-05-14 4 JMI JAVELIN MORTGAGE INVESTMENT CORP.
Common Stock, par value $0.001 per share 		P - Purchase 500 500 18.83 9,414 9,414
2013-02-25 2013-02-25 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 900 2,500 56.25 12.90 11,610 32,250
2013-02-21 2013-02-21 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 1,000 1,600 166.67 12.71 12,710 20,337
2013-02-11 2013-02-07 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 100 600 20.00 11.95 1,195 7,170
2013-01-30 2013-01-30 4 TBBK Bancorp, Inc.
Common Stock 		P - Purchase 500 500 11.70 5,850 5,850
2013-01-24 2013-01-23 4 TBBK Bancorp, Inc.
Stock Options 		A - Award 5,000 5,000
2012-10-02 3 JMI JAVELIN MORTGAGE INVESTMENT CORP.
No Securities are beneficially owned 		0
P
Open market or private purchase of non-derivative or derivative security
S
Open market or private sale of non-derivative or derivative security
A
Grant, award, or other acquisition of securities from the company (such as an option)
C
Conversion of derivative
D
Sale or transfer of securities back to the company
F
Payment of exercise price or tax liability using portion of securities received from the company
G
Gift of securities by or to the insider
K
Equity swaps and similar hedging transactions
M
Exercise or conversion of derivative security received from the company (such as an option)
V
A transaction voluntarily reported on Form 4
J
Other (accompanied by a footnote describing the transaction)